A PRACTICAL EXAMPLE: INTERNET BANKING SYSTEM

A PRACTICAL EXAMPLE: INTERNET BANKING SYSTEM

Here we will explain an Internet banking system as a practical example of a C / S system. An Internet banking service is an online financial service that is offered on the Internet. The system offers various financial services, such as inquiry for bank balance, inquiry for payment details, and fund transfer to customers via the Internet.

We will explain the flow of transactions in C / S processing through an example of fund transfer service between a customer’s account in bank A and another account in bank B. Figure 20 shows the flow of processing for the example.

Step 1: A customer connects to the Internet from a desktop personal computer in his home or office and accesses the site of bank A, which offers the Internet banking service, by using a Web browser.

Step 2: At the top menu of the Web page, the user is asked to enter his or her user ID and password already registered. According to the indication on the Web page, the user inputs user ID and password into the input field on the Web page.

Client-Server Technology-0414

Step 3: The entered user ID and password are sent back to the server via the Internet by the secured communication protocol HTTPS. The server receives that information and checks information on the database that accumulates information about the client and other various data. If the user ID and password correspond to those already registered, the customer is permitted to use the service.

Step 4: The customer selects ‘‘fund transfer’’ from the menu displayed on the Web page.

Step 5: The server receives the above request, searches the database, and retrieves the customer’s account information.

Step 6: After confirming that there is enough money for payment in the customer’s account, the server asks another server in bank B for processing of deposit. In this case, the server of bank A becomes ‘‘client’’ and the server of bank B becomes ‘‘server.’’

Step 7: After the server of bank A confirms that the processing was completed normally in the server of bank B, it updates (withdraws) the account information of the customer in the database. The acknowledgement that the request for fund transfer is successfully completed is also displayed on the customer’s Web page.

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